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    2. We routinely advise clients on:

      • consumer lending
      • home equity lending
      • motor vehicle financing
      • manufactured home financing
      • first and second mortgage lending
      • private label and general purpose credit card lending
      • student lending
      • payday lending
      • title lending
      • RAL lending
      • retail sales financing
      • wholesale financing
      • inventory financing
      • business revolving credit and charge programs
      • merchant cash advances
      • factoring
      • health care and medical financing
      • deposit taking
      • prepaid and smart cards
      • home banking
      • annuity and insurance sales
      • GAP programs
      • reinsurance
      • debt cancellation and suspension
      • debt collection compliance
      • money transmitting
      • state and federal regulatory compliance
      • licensing and chartering of institutions
      • legislative and regulatory solutions
      • creditor representation in bankruptcy
      • litigation and amicus briefs in connection with credit issues
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